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Lakeland
FL
Lakeside living
Cultural events
Outdoor activities
Family-friendly
Convenient access
Lakeland offers a vibrant blend of urban and suburban living with beautiful lakes, lush parks, and a rich cultural scene. Residents enjoy a variety of outdoor activities, from boating to hiking, while the downtown area boasts unique shops and dining options. The community is known for its friendly atmosphere and family-oriented events, making it an ideal place for those seeking a balanced lifestyle. With excellent schools and convenient access to major highways, Lakeland is perfect for both young professionals and families alike.
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Average Sales Price
$400,635
Median Sales Price
$331,853
Population
239,547
Total Listings
1,554
Demographics
Data provided by Attom Data
Population
Employment
Population
239.5K
239.5K in 2020
Density
806.4
per square mile
Households
92.6K
30 With Children
Gender
48% / 52%
Men Vs Women
Occupancy
68% / 32%
Owned Vs Rented
Age Median: Years
Education Level
Educational Environment
Elementary Schools (59)Middle Schools (40)High Schools (30)
Name
Category
Grades
Library
Ratio
10/10
Lincoln Avenue Academy
1330 N Lincoln Ave, Lakeland, FL 33805
Public
KG - 5
No
14:1 STUDENTS/TEACHERS
9/10
McKeel Elementary Academy
411 N Florida Ave, Lakeland, FL 33801
Public
KG - 6
No
15:1 STUDENTS/TEACHERS
9/10
South Mckeel Academy
2222 Edgewood Dr S, Lakeland, FL 33803
Public
KG - 8
No
16:1 STUDENTS/TEACHERS
8/10
Highlands Grove Elementary School
4510 Lakeland Highlands Rd, Lakeland, FL 33813
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
8/10
Valleyview Elementary School
2900 State Rd 540a East, Lakeland, FL 33813
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
8/10
Lakeland Montessori School House
1124 N Lake Parker Ave, Lakeland, FL 33805
Public
PK - 6
No
11:1 STUDENTS/TEACHERS
8/10
Cleveland Court Elementary School
328 E Edgewood Dr, Lakeland, FL 33803
Public
KG - 5
No
14:1 STUDENTS/TEACHERS
7/10
R. Clem Churchwell Elementary School
8201 Park Byrd Rd, Lakeland, FL 33810
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
6/10
Winston Elementary School
3415 Swindell Rd, Lakeland, FL 33810
Public
PK - 5
No
18:1 STUDENTS/TEACHERS
6/10
Edgar L. Padgett Elementary School
110 Leelon Rd, Lakeland, FL 33809
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
6/10
Dr. NE Roberts Elementary School
6600 Green Rd, Lakeland, FL 33810
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
6/10
Rochelle School of the Arts
1501 Martin L King Jr Ave, Lakeland, FL 33805
Public
PK - 8
No
14:1 STUDENTS/TEACHERS
6/10
Carlton Palmore Elementary School
3725 Cleveland Heights Blvd, Lakeland, FL 33803
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
5/10
Wendell Watson Elementary School
6800 Walt Williams Rd, Lakeland, FL 33809
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
5/10
Combee Elementary School
2805 Morgan Combee Rd, Lakeland, FL 33801
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
5/10
Southwest Elementary School
2650 Southwest Ave, Lakeland, FL 33803
Public
PK - 5
No
13:1 STUDENTS/TEACHERS
5/10
Scott Lake Elementary School
1140 E County Road 540a, Lakeland, FL 33813
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
5/10
Sleepy Hill Elementary School
2285 Sleepy Hill Rd, Lakeland, FL 33810
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
5/10
James W. Sikes Elementary School
2727 Shepherd Rd, Lakeland, FL 33811
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
5/10
Rosabelle W. Blake Academy
510 Hartsell Ave, Lakeland, FL 33815
Public
PK - 8
No
15:1 STUDENTS/TEACHERS
4/10
R. Bruce Wagner Elementary School
5500 Yates Rd, Lakeland, FL 33811
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
4/10
Socrum Elementary School
9400 Old Dade City Rd, Lakeland, FL 33810
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
4/10
Highland City Elementary School
5355 9th St Se, Highland City, FL 33846
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
4/10
Medulla Elementary School
850 Schoolhouse Rd, Lakeland, FL 33813
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
4/10
North Lakeland Elementary School of Choice
410 W Robson St, Lakeland, FL 33805
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
3/10
Oscar J. Pope Elementary School
2730 Maine Ave, Lakeland, FL 33801
Public
PK - 5
No
12:1 STUDENTS/TEACHERS
3/10
Dixieland Elementary School
416 Ariana St, Lakeland, FL 33803
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
2/10
Kathleen Elementary School
3515 Sherertz Rd, Lakeland, FL 33810
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
1/10
Griffin Elementary School
3315 Kathleen Rd, Lakeland, FL 33810
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
1/10
Jesse Keen Elementary School
815 Plateau Ave, Lakeland, FL 33815
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
1/10
Philip O'Brien Elementary School
1225 E Lime St, Lakeland, FL 33801
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
1/10
Crystal Lake Elementary School
700 Galvin Dr, Lakeland, FL 33801
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
0/10
Highlands Christian Academy
4210 Lakeland Highlands Rd, Lakeland, FL 33813
Private
KG - 12
No
8:1 STUDENTS/TEACHERS
0/10
Greater Faith Academy
2035 W Parker St, Lakeland, FL 33815
Private
KG - 8
Yes
6:1 STUDENTS/TEACHERS
0/10
Crossroads School- Lakeland
615 Old Polk City Rd, Lakeland, FL 33809
Private
KG - 11
Yes
11:1 STUDENTS/TEACHERS
0/10
Magnolia Montessori Academy
1540 New Jersey Rd, Lakeland, FL 33803
Public
KG - 5
No
18:1 STUDENTS/TEACHERS
0/10
Polk Full Time Eschool
90 Lowery Ave, Lakeland, FL 33801
Public
KG - 5
No
STUDENTS/TEACHERS
0/10
Head of the Class Learning Center
1836 Kathleen Rd, Lakeland, FL 33805
Private
PK - 2
No
10:1 STUDENTS/TEACHERS
0/10
Calvary Baptist Church Academy
1945 N Florida Ave, Lakeland, FL 33805
Private
2 - 12
Yes
13:1 STUDENTS/TEACHERS
0/10
Families of Faith Christian Academy International
4404 S Florida Ave Ste 11, Lakeland, FL 33813
Private
KG - 12
Yes
12:1 STUDENTS/TEACHERS
0/10
Heritage Christian Academy
3834 Dale St, Lakeland, FL 33812
Private
1 - 12
No
10:1 STUDENTS/TEACHERS
0/10
The Monarch School
1736 New Jersey Rd, Lakeland, FL 33803
Private
KG - 12
No
5:1 STUDENTS/TEACHERS
0/10
The Roberts Academy
1140 Frank Lloyd Wright, Lakeland, FL
Private
2 - 6
Yes
8:1 STUDENTS/TEACHERS
0/10
Polk Virtual Instruction (Course Offerings)
900 Lowry Ave, Lakeland, FL 33801
Public
PK - 12
No
STUDENTS/TEACHERS
0/10
St Joseph Academy
310 Frank Lloyd Wright Way, Lakeland, FL 33803
Private
PK - 8
Yes
12:1 STUDENTS/TEACHERS
0/10
Lakeland Christian School
1111 Forest Park St, Lakeland, FL 33803
Private
PK - 12
Yes
13:1 STUDENTS/TEACHERS
0/10
Excel Christian Academy
6505 Odom Rd, Lakeland, FL 33809
Private
PK - 12
Yes
12:1 STUDENTS/TEACHERS
0/10
Victory Christian Academy
1401 Griffin Rd, Lakeland, FL 33810
Private
KG - 12
Yes
15:1 STUDENTS/TEACHERS
0/10
Greater St Paul Academy
1130 N Webster Ave, Lakeland, FL 33805
Private
KG - 7
Yes
4:1 STUDENTS/TEACHERS
0/10
Resurrection Catholic School
3720 Old Road 37, Lakeland, FL 33813
Private
PK - 8
No
14:1 STUDENTS/TEACHERS
0/10
Whitestone Academy
3151 Hardin Combee Rd, Lakeland, FL 33801
Private
PK - 12
Yes
5:1 STUDENTS/TEACHERS
0/10
St Luke S Christian Academy & Preschool
926 Quincy St, Lakeland, FL 33815
Private
PK - 5
Yes
5:1 STUDENTS/TEACHERS
0/10
Geneva Classical Academy
4204 Lakeland Highlands Rd, Lakeland, FL 33813
Private
PK - 12
Yes
6:1 STUDENTS/TEACHERS
0/10
Doris A. Sanders Learning Center
1201 Enchanted Dr, Lakeland, FL 33801
Public
PK - 12
No
6:1 STUDENTS/TEACHERS
0/10
Ese Countywide
910 Lowry Ave, Lakeland, FL 33801
Public
KG - 12
No
7:1 STUDENTS/TEACHERS
0/10
Polk Virtual Instruction Program
900 Lowry Ave, Lakeland, FL 33801
Public
KG - 12
No
STUDENTS/TEACHERS
0/10
St Anthony Catholic School
820 Marcum Rd, Lakeland, FL 33809
Private
PK - 8
Yes
10:1 STUDENTS/TEACHERS
0/10
Lakeland Crossroads School
615 Old Polk City Rd, Lakeland, FL 33809
Private
KG - 11
Yes
10:1 STUDENTS/TEACHERS
0/10
St Paul Lutheran School
4450 Harden Blvd, Lakeland, FL 33813
Private
PK - 8
Yes
14:1 STUDENTS/TEACHERS
Name
Category
Grades
Library
Ratio
9/10
Lakeland Montessori Middle School
800 E Palmetto St, Lakeland, FL 33801
Public
6 - 8
No
15:1 STUDENTS/TEACHERS
9/10
Lawton Chiles Middle Academy
400 N Florida Ave, Lakeland, FL 33801
Public
6 - 8
No
18:1 STUDENTS/TEACHERS
9/10
South Mckeel Academy
2222 Edgewood Dr S, Lakeland, FL 33803
Public
KG - 8
No
16:1 STUDENTS/TEACHERS
8/10
McKeel Academy of Technology
1810 W Parker St, Lakeland, FL 33815
Public
6 - 12
No
16:1 STUDENTS/TEACHERS
6/10
Rochelle School of the Arts
1501 Martin L King Jr Ave, Lakeland, FL 33805
Public
PK - 8
No
14:1 STUDENTS/TEACHERS
6/10
Lakeland Highlands Middle School
740 Lake Miriam Dr, Lakeland, FL 33813
Public
6 - 8
No
19:1 STUDENTS/TEACHERS
5/10
Kathleen Middle School
3627 Kathleen Pnes, Lakeland, FL 33810
Public
6 - 8
No
18:1 STUDENTS/TEACHERS
5/10
Rosabelle W. Blake Academy
510 Hartsell Ave, Lakeland, FL 33815
Public
PK - 8
No
15:1 STUDENTS/TEACHERS
4/10
Lake Gibson Middle School
6901 N Socrum Loop Rd, Lakeland, FL 33809
Public
6 - 8
No
17:1 STUDENTS/TEACHERS
4/10
Southwest Middle School
2815 Eden Pkwy, Lakeland, FL 33803
Public
6 - 8
No
16:1 STUDENTS/TEACHERS
3/10
Crystal Lake Middle School
2410 N Crystal Lake Dr, Lakeland, FL 33801
Public
6 - 8
No
19:1 STUDENTS/TEACHERS
2/10
Sleepy Hill Middle School
2215 Sleepy Hill Rd, Lakeland, FL 33810
Public
6 - 8
No
17:1 STUDENTS/TEACHERS
1/10
Maynard A. Traviss Career Center
3225 Winter Lake Rd, Lakeland, FL 33803
Public
7 - 12
No
5:1 STUDENTS/TEACHERS
0/10
Highlands Christian Academy
4210 Lakeland Highlands Rd, Lakeland, FL 33813
Private
KG - 12
No
8:1 STUDENTS/TEACHERS
0/10
Greater Faith Academy
2035 W Parker St, Lakeland, FL 33815
Private
KG - 8
Yes
6:1 STUDENTS/TEACHERS
0/10
Crossroads School- Lakeland
615 Old Polk City Rd, Lakeland, FL 33809
Private
KG - 11
Yes
11:1 STUDENTS/TEACHERS
0/10
Lakeland Grace Academy
6754 S Carter Rd, Lakeland, FL 33813
Private
6 - 12
Yes
8:1 STUDENTS/TEACHERS
0/10
Teen Challenge New Life Christian Academy
6754 S Carter Rd, Lakeland, FL 33813
Private
6 - 12
Yes
8:1 STUDENTS/TEACHERS
0/10
Bill Duncan Opportunity Center
3333 Winter Lake Rd, Lakeland, FL 33803
Public
6 - 12
No
11:1 STUDENTS/TEACHERS
0/10
Calvary Baptist Church Academy
1945 N Florida Ave, Lakeland, FL 33805
Private
2 - 12
Yes
13:1 STUDENTS/TEACHERS
0/10
Families of Faith Christian Academy International
4404 S Florida Ave Ste 11, Lakeland, FL 33813
Private
KG - 12
Yes
12:1 STUDENTS/TEACHERS
0/10
Heritage Christian Academy
3834 Dale St, Lakeland, FL 33812
Private
1 - 12
No
10:1 STUDENTS/TEACHERS
0/10
The Monarch School
1736 New Jersey Rd, Lakeland, FL 33803
Private
KG - 12
No
5:1 STUDENTS/TEACHERS
0/10
Polk Virtual Instruction (Course Offerings)
900 Lowry Ave, Lakeland, FL 33801
Public
PK - 12
No
STUDENTS/TEACHERS
0/10
St Joseph Academy
310 Frank Lloyd Wright Way, Lakeland, FL 33803
Private
PK - 8
Yes
12:1 STUDENTS/TEACHERS
0/10
Lakeland Christian School
1111 Forest Park St, Lakeland, FL 33803
Private
PK - 12
Yes
13:1 STUDENTS/TEACHERS
0/10
Excel Christian Academy
6505 Odom Rd, Lakeland, FL 33809
Private
PK - 12
Yes
12:1 STUDENTS/TEACHERS
0/10
Polk Virtual Franchise
900 Lowry Ave, Lakeland, FL 33801
Public
6 - 12
No
STUDENTS/TEACHERS
0/10
Victory Christian Academy
1401 Griffin Rd, Lakeland, FL 33810
Private
KG - 12
Yes
15:1 STUDENTS/TEACHERS
0/10
Greater St Paul Academy
1130 N Webster Ave, Lakeland, FL 33805
Private
KG - 7
Yes
4:1 STUDENTS/TEACHERS
0/10
Resurrection Catholic School
3720 Old Road 37, Lakeland, FL 33813
Private
PK - 8
No
14:1 STUDENTS/TEACHERS
0/10
Whitestone Academy
3151 Hardin Combee Rd, Lakeland, FL 33801
Private
PK - 12
Yes
5:1 STUDENTS/TEACHERS
0/10
Geneva Classical Academy
4204 Lakeland Highlands Rd, Lakeland, FL 33813
Private
PK - 12
Yes
6:1 STUDENTS/TEACHERS
0/10
Doris A. Sanders Learning Center
1201 Enchanted Dr, Lakeland, FL 33801
Public
PK - 12
No
6:1 STUDENTS/TEACHERS
0/10
Pace Center for Girls
101 W Main St, Lakeland, FL 33815
Public
6 - 12
No
12:1 STUDENTS/TEACHERS
0/10
Ese Countywide
910 Lowry Ave, Lakeland, FL 33801
Public
KG - 12
No
7:1 STUDENTS/TEACHERS
0/10
Polk Virtual Instruction Program
900 Lowry Ave, Lakeland, FL 33801
Public
KG - 12
No
STUDENTS/TEACHERS
0/10
St Anthony Catholic School
820 Marcum Rd, Lakeland, FL 33809
Private
PK - 8
Yes
10:1 STUDENTS/TEACHERS
0/10
Lakeland Crossroads School
615 Old Polk City Rd, Lakeland, FL 33809
Private
KG - 11
Yes
10:1 STUDENTS/TEACHERS
0/10
St Paul Lutheran School
4450 Harden Blvd, Lakeland, FL 33813
Private
PK - 8
Yes
14:1 STUDENTS/TEACHERS
Name
Category
Grades
Library
Ratio
8/10
McKeel Academy of Technology
1810 W Parker St, Lakeland, FL 33815
Public
6 - 12
No
16:1 STUDENTS/TEACHERS
6/10
Polk State College Collegiate High School
3425 Winter Lk Rd Lac1200, Winter Haven, FL 33881
Public
11 - 12
No
30:1 STUDENTS/TEACHERS
5/10
George W. Jenkins Senior High School
6000 Lakeland Highlands Rd, Lakeland, FL 33813
Public
9 - 12
No
19:1 STUDENTS/TEACHERS
5/10
Lakeland Senior High School
726 Hollingsworth Rd, Lakeland, FL 33801
Public
9 - 12
No
17:1 STUDENTS/TEACHERS
4/10
Lake Gibson Senior High School
7007 N Socrum Loop Rd, Lakeland, FL 33809
Public
9 - 12
No
19:1 STUDENTS/TEACHERS
2/10
Kathleen Senior High School
1100 Red Devil Way, Lakeland, FL 33815
Public
9 - 12
No
20:1 STUDENTS/TEACHERS
1/10
Maynard A. Traviss Career Center
3225 Winter Lake Rd, Lakeland, FL 33803
Public
7 - 12
No
5:1 STUDENTS/TEACHERS
0/10
Polk State Lakeland Gateway to College Charter Hig
3425 Winter Lake Rd, Lakeland, FL 33803
Public
11 - 12
No
STUDENTS/TEACHERS
0/10
Highlands Christian Academy
4210 Lakeland Highlands Rd, Lakeland, FL 33813
Private
KG - 12
No
8:1 STUDENTS/TEACHERS
0/10
Crossroads School- Lakeland
615 Old Polk City Rd, Lakeland, FL 33809
Private
KG - 11
Yes
11:1 STUDENTS/TEACHERS
0/10
Lakeland Grace Academy
6754 S Carter Rd, Lakeland, FL 33813
Private
6 - 12
Yes
8:1 STUDENTS/TEACHERS
0/10
Teen Challenge New Life Christian Academy
6754 S Carter Rd, Lakeland, FL 33813
Private
6 - 12
Yes
8:1 STUDENTS/TEACHERS
0/10
Bill Duncan Opportunity Center
3333 Winter Lake Rd, Lakeland, FL 33803
Public
6 - 12
No
11:1 STUDENTS/TEACHERS
0/10
Calvary Baptist Church Academy
1945 N Florida Ave, Lakeland, FL 33805
Private
2 - 12
Yes
13:1 STUDENTS/TEACHERS
0/10
Families of Faith Christian Academy International
4404 S Florida Ave Ste 11, Lakeland, FL 33813
Private
KG - 12
Yes
12:1 STUDENTS/TEACHERS
0/10
Heritage Christian Academy
3834 Dale St, Lakeland, FL 33812
Private
1 - 12
No
10:1 STUDENTS/TEACHERS
0/10
The Monarch School
1736 New Jersey Rd, Lakeland, FL 33803
Private
KG - 12
No
5:1 STUDENTS/TEACHERS
0/10
Polk Virtual Instruction (Course Offerings)
900 Lowry Ave, Lakeland, FL 33801
Public
PK - 12
No
STUDENTS/TEACHERS
0/10
Lakeland Christian School
1111 Forest Park St, Lakeland, FL 33803
Private
PK - 12
Yes
13:1 STUDENTS/TEACHERS
0/10
Excel Christian Academy
6505 Odom Rd, Lakeland, FL 33809
Private
PK - 12
Yes
12:1 STUDENTS/TEACHERS
0/10
Polk Virtual Franchise
900 Lowry Ave, Lakeland, FL 33801
Public
6 - 12
No
STUDENTS/TEACHERS
0/10
Victory Christian Academy
1401 Griffin Rd, Lakeland, FL 33810
Private
KG - 12
Yes
15:1 STUDENTS/TEACHERS
0/10
Whitestone Academy
3151 Hardin Combee Rd, Lakeland, FL 33801
Private
PK - 12
Yes
5:1 STUDENTS/TEACHERS
0/10
Geneva Classical Academy
4204 Lakeland Highlands Rd, Lakeland, FL 33813
Private
PK - 12
Yes
6:1 STUDENTS/TEACHERS
0/10
Doris A. Sanders Learning Center
1201 Enchanted Dr, Lakeland, FL 33801
Public
PK - 12
No
6:1 STUDENTS/TEACHERS
0/10
Pace Center for Girls
101 W Main St, Lakeland, FL 33815
Public
6 - 12
No
12:1 STUDENTS/TEACHERS
0/10
Ese Countywide
910 Lowry Ave, Lakeland, FL 33801
Public
KG - 12
No
7:1 STUDENTS/TEACHERS
0/10
Polk Virtual Instruction Program
900 Lowry Ave, Lakeland, FL 33801
Public
KG - 12
No
STUDENTS/TEACHERS
0/10
Lakeland Crossroads School
615 Old Polk City Rd, Lakeland, FL 33809
Private
KG - 11
Yes
10:1 STUDENTS/TEACHERS
0/10
Santa Fe Catholic High School
3110 Us Highway 92 E, Lakeland, FL 33801
Private
9 - 12
Yes
17:1 STUDENTS/TEACHERS
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Amenities & Attractions
Restaurants
Home Services
Health & Medical
Local Services
Shopping
Recreation
Arts & Entertainment
Food
Beauty
Nightlife
Event Planning & Services
Automotive
Religious Organizations
Financial Services
Professional Services
Travel
Pets
Education
Local Media
-
Chen’s Wok
6565 N Socrum Loop Rd, Lakeland, FL 33809
Chinese Phone: 863-815-3545
-
McDonalds
1805 Shepherd Rd, Lakeland, FL 33811
Fast Food Phone: 863-646-4060
-
Granger & Sons Bar-B-Que & Steakhouse
8121 US Highway 98 N, Lakeland, FL 33809
Barbeque Phone: 863-858-7572
-
Golden Corral
4705 US Hwy 98 N, Lakeland, FL 33809
Seafood Phone: 863-815-9774
-
Mellow Mushroom
3555 Lakeland Highlands Road, Lakeland, FL 33803
Sandwiches Phone: 863-825-6000
-
Gosh Pan Asian Bistro & S
2900 Buckingham Ave, Lakeland, FL 33803
Asian Fusion Phone: 863-802-5916
-
Shang Hai Chinese Restaurants
2344 Griffin Rd, Lakeland, FL 33810
Chinese Phone: 863-853-1740
-
WingHouse Bar & Grill
4515 South Florida Ave, Lakeland, FL 33813
Sports Bars Phone: 863-646-0303
-
Moe’s SW Grill S Lakeland
1326 Town Center Dr, Lakeland, FL 33803
Mexican Phone: 863-616-9700
Have questions about Lakeland?
Ask me about homes, pricing trends, school options, commute, or the best streets to focus on. I'm happy to share local insights and help you narrow down the right fit.
Featured Listings
For Sale (1446)
For Sold (32651)
Open Fri 9AM-12PM3 Beds2 Baths1,173 SqFt431 HAMPTON AVE, Lakeland, FL 33801
Listed by Yida Urtiaga Alvarez HOME PRIME REALTY LLC
Open Sat 12PM-2PM5 Beds6 Baths4,514 SqFt1350 HERITAGE LANDINGS DR, Lakeland, FL 33805
Listed by Cyleste Goodson FLORIDA REAL ESTATE COMPANY
Open Sat 12:30PM-3PM4 Beds3 Baths2,799 SqFt2836 WHITNEY ST, Lakeland, FL 33813
Listed by Matt Johnson RE/MAX ALLIANCE GROUP
Open 9/12 11AM-1PM
Open Sat 12PM-4PM4 Beds2 Baths1,722 SqFt4749 RIVER BIRCH BND, Lakeland, FL 33811
Listed by Bill Maltbie MALTBIE REALTY GROUP
Open 9/12 12PM-2PM3 Beds2 Baths902 SqFt1805 ELK DR, Lakeland, FL 33801
Listed by Gretel Ramirez KELLER WILLIAMS REALTY
FAQs
To help you make informed decisions, we've compiled answers to some of the most commonly asked questions.
How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.
What's included in my monthly mortgage payment?
Your monthly mortgage payment typically includes principal, interest, property taxes, and homeowners insurance (often abbreviated as PITI). Depending on your loan, it may also include private mortgage insurance (PMI), homeowners association (HOA) fees, or other costs.
What is a 2-1 buydown, and how does it work?
A 2-1 buydown is a type of mortgage financing that temporarily lowers your interest rate for the first two years of the loan. In the first year, your rate is reduced by 2%, and in the second year, it's reduced by 1%. After that, your rate adjusts to the original agreed-upon rate for the remainder of the loan.
Who pays for the 2-1 buydown—the buyer, the seller, or the lender?
The cost of a 2-1 buydown can be paid by the buyer, seller, or lender, depending on the agreement. Often, sellers offer to pay for the buydown as an incentive to attract buyers, especially in a slower market. Buyers can also choose to pay for it themselves if they want lower initial payments.
What are closing costs, and how much should I expect to pay?
Closing costs are fees associated with finalizing your home purchase, including loan origination fees, title insurance, appraisal fees, and more. They typically range from 2% to 5% of the home's purchase price. Some costs may be negotiable, and in certain cases, sellers may agree to cover part of them.
How does my credit score affect my mortgage rate?
Your credit score plays a significant role in determining your mortgage rate. A higher score typically qualifies you for lower interest rates, which can save you thousands of dollars over the life of your loan. If your score is lower, you may still qualify for a loan, but at a higher rate.
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